READ VERY CAREFULLY:

THIS SITE IS OPERATED BY CREATING CULTURE COMMUNICATIONS. YOU MAY CONTACT US AT: SUPPORT@CREATINGCULTURECOMMUNICATIONS.COM.

PURCHASINGYOURFIRSTHOME.COM OFFERS ENTERTAINMENT FOR INDIVIDUALS PURCHASING THEIR FIRST HOME, AS WELL AS PRODUCTS AND SERVICES RELATED TO FIRST TIME REAL ESTATE BUYERS. ALL CONTENT, PRODUCTS AND SERVICES ARE NOT TO BE CONSIDERED AS LEGAL OR PROFESSIONAL ADVICE, AND ARE TO BE USED FOR PERSONAL ENTERTAINMENT PURPOSES ONLY.

BY USING THIS SITE, YOU AGREE TO AND ACCEPT THE FOLLOWING TERMS, CONDITIONS, AND NOTICES (WE RESERVE THE RIGHT TO CHANGE, UPDATE, AND REVISE THESE TERMS OF USE AT OUR SOLE DISCRETION. PLEASE CHECK BACK OFTEN TO REVIEW ANY UPDATED TERMS):

1. YOU AGREE TO NOT USE THIS SITE FOR ANY UNLAWFUL PURPOSE.

2. CONFIDENTIALITY AND TRADE SECRETS: YOU ACKNOWLEDGE AND AGREE THAT ALL CONTENT AND MATERIALS AVAILABLE ON THIS SITE, INCLUDING BUT NOT LIMITED TO SYSTEMS, DESIGNS, WORDING, COLORS AND GRAPHICS ARE PROPRIETARY TRADE SECRETS PROTECTED BY COPYRIGHTS, TRADEMARKS, SERVICE MARKS, PATENTS, OR OTHER PROPRIETARY RIGHTS AND BY OTHER LAWS AND THAT THEIR USE IS RESTRICTED BY THE TERMS OF THIS AGREEMENT. USE OF THE CONTENT OR MATERIALS ON THIS SITE FOR ANY PURPOSE WITHOUT WRITTEN PERMISSION FROM CREATING CULTURE COMMUNICATIONS IS STRICTLY PROHIBITED. YOU FURTHER AGREE THAT YOU WILL CREATE NO DERIVATIVE WORKS OF THIS SITE OR THE PRODUCTS OFFERED WITHIN.

3. DISCLAIMER: CREATING CULTURE COMMUNICATIONS MAKES NO WARRANTIES OF ANY KIND (EITHER EXPRESSED OR IMPLIED) CONCERNING THE MATERIALS ON THE SITE. FURTHER, CREATING CULTURE COMMUNICATIONS DOES NOT WARRANT THAT TRANSMISSION OF THE MATERIALS WILL NOT BE INTERRUPTED NOR DOES IT WARRANT THAT THE MATERIALS WILL CONTAIN NO ERRORS NOR THAT THEY WILL BE ACCURATE. CREATING CULTURE COMMUNICATIONS NOT WARRANT THAT THE SITE ITSELF OR THE SERVER WHICH TRANSMITS IT WILL BE FREE OF VIRUSES OR ANYTHING ELSE THAT MIGHT BE HARMFUL. NOR DO WE WARRANT THAT ANY DEFECTS WILL BE CORRECTED. YOU ALONE ASSUME ALL RISK ASSOCIATED WITH USE OF THE SITE, INCLUDING THE FULL COST OF ANY NECESSARY REPAIR OR SERVICE TO YOUR COMPUTER. BY USING THE SITE YOU WAIVE ANY CLAIM WHATSOEVER AGAINST CREATING CULTURE COMMUNICATIONS WHICH ARISES FROM YOUR USE, WHETHER INTENDED OR NOT, OF ANY OTHER SITE. THIS WAIVER SPECIFICALLY INCLUDES ANY CLAIM ARISING FROM A PRODUCT AND/OR SERVICE WHICH YOU PURCHASE FROM ANY SITE OTHER THAN PURCHASINGYOURFIRSTHOME.COM AND ANY CLAIM ARISING FROM SECURITY OF INFORMATION (INCLUDING, BUT NOT LIMITED TO CREDIT CARD INFORMATION) WHICH YOU USE ON THIS SITE. IN ADDITION, CREATING CULTURE COMMUNICATIONS ASSUMES NO RESPONSIBILITY FOR ANY CONTENT WHICH YOU FIND ON SITES THAT LINK EITHER TO OR FROM THE SITE. THIS INCLUDES RESPONSIBILITY FOR THE ACCURACY OR COMPLIANCE WITH ANY LAWS AND FOR ANY VIRUSES OR OTHER HARMFUL THINGS WHICH MAY BE CONTAINED IN THESE SITES. NOR CREATING CULTURE COMMUNICATIONS RESPONSIBLE SHOULD ANY SITE LINK YOU TO A SITE WHICH YOU FIND OFFENSIVE. CREATING CULTURE COMMUNICATIONS DOES NOT ENDORSE OR WARRANT THE QUALITY OF ANY GOODS YOU BUY FROM ANY SITE OTHER THAN THE SITE. CREATING CULTURE COMMUNICATIONS SHALL NOT BE LIABLE IN ANY WAY WHATSOEVER (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES RESULTING FROM EITHER YOUR USE OF THE SITE OR YOUR INABILITY TO USE IT OR FROM YOUR USE OF ANY SITE LINKED FROM OR TO THE SITE. THIS LIMITATION INCLUDES ANY CIRCUMSTANCE IN WHICH CREATING CULTURE COMMUNICATIONS OR ITS REPRESENTATIVE HAS BEEN ADVISED OF POTENTIAL LIABILITY. CERTAIN APPLICABLE LAWS MAY NOT ALLOW ALL THE LIMITATIONS OF LIABILITY DESCRIBED HEREIN. SHOULD THAT BE THE CASE, CREATING CULTURE COMMUNICATIONS TOTAL LIABILITY TO YOU FOR LOSSES, DAMAGES, CAUSES OF ACTION, AND/OR NEGLIGENCE SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU (IF ANY) TO ACCESS THE SITE.

4. YOU UNDERSTAND THAT BY ENTERING YOUR NAME AND EMAIL ADDRESS ON THE ENTRY PAGE THAT YOU ARE SUBSCRIBING TO A FREE, NO OBLIGATION "HOME BUYING" EMAIL NEWSLETTER. THIS NEWSLETTER IS OFFERED AS A FREE SERVICE BY CREATING CULTURE COMMUNICATIONS AND PURCHASINGYOURFIRSTHOME.COM, AND NO PURCHASE IS NECESSARY. ON OCCASION, SUBSCRIBERS HAVE HAD TROUBLE REMOVING THEMSELVES FROM THIS FREE NEWSLETTER. IF YOU HAVE TROUBLE SUBSCRIBING OR REMOVING, YOU MAY CONTACT US AT SUPPORT@PURCHASINGYOURFIRSTHOME.COM FOR PERSONAL ATTENTION. BY ENTERING THIS WEBSITE, YOU AGREE THAT YOU WISH TO BE SUBSCRIBED TO THIS NEWSLETTER, AND THAT YOU WILL MAKE NO THREATS, AND TAKE NO ADDITIONAL ACTION AGAINST CREATING CULTURE COMMUNICATIONS OR PURCHASINGYOURFIRSTHOME.COM IN THE EVENT YOU ARE UNHAPPY THAT YOU SUBSCRIBED OR ARE NOT ABLE TO REMOVE YOURSELF FROM THIS FREE MAILING LIST, AND YOU AGREE THAT THE SMALL INCONVENIENCE OF RECEIVING THIS UNWANTED NEWSLETTER WILL CAUSE YOU NO PERSONAL, EMOTIONAL, OR FINANCIAL HARM WHATSOEVER. YOU AGREE THAT YOU HAVE OPTED-IN TO RECEIVE OUR NEWSLETTER BY PROVIDING YOUR FIRST NAME AND EMAIL ADDRESS ON OUR WEBSITE. IF YOU DO NOT WISH TO RECEIVE MY NEWSLETTER, SIMPLY CLICK ON THE UNSUBSCRIBE LINK AT THE BOTTOM OF THE NEWSLETTER. IF YOU NEED FURTHER ASSISTANCE, PLEASE CONTACT ME AT SUPPORT@PURCHASINGYOURFIRSTHOME.COM OR WRITE TO ME AT: "CCC" #139 3527 NE 15^TH STREET PORTLAND, OR 97212

5. NOTICE ABOUT TESTIMONIALS: TESTIMONIALS ARE ALL TRUE, REFLECT THE OPINIONS AND EXPERIENCES OF REAL USERS OF CREATING CULTURE COMMUNICATIONS PRODUCTS, AND ARE SUBMITTED TO CREATING CULTURE COMMUNICATIONS VOLUNTARILY BY CUSTOMERS. IF YOU WOULD LIKE TO SUBMIT A TESTIMONIAL TO CREATING CULTURE COMMUNICATIONS. YOU AGREE THAT IT BECOMES THE EXCLUSIVE PROPERTY OF CREATING CULTURE COMMUNICATIONS, WHICH FOR EXAMPLE INCLUDES THE RIGHTS TO REPRODUCE, EDIT (FOR LENGTH BUT NOT GENERAL CONTENT), AND/OR PUBLISH THE TESTIMONIAL, WHICH MAY INCLUDE YOUR NAME OR INITIALS AND CITY/STATE/COUNTRY OF RESIDENCE. SOME CUSTOMERS THAT HAVE SUBMITTED TESTIMONIALS MAY HAVE RECEIVED A CREATING CULTURE COMMUNICATIONS PRODUCT OR SERVICE AS A "THANK YOU" IN APPRECIATION FOR THE TIME THEY INVESTED TO WRITE OR RECORD THEIR TESTIMONIALS. THANK YOU!

6. THIS WEBSITE IS NOT INTENDED TO BE VIEWED BY MINORS OR ANYONE UNDER THE AGE OF 18. BY ENTERING THIS SITE, YOU ARE AGREEING THAT YOU ARE OVER THE AGE OF 18.